Analysis And Countermeasure Research On Internal Audit Of Dezhou Rural Commercial Bank

Dezhou rural commercial bank, Limited by Share Ltd (hereinafter referred to as"Dezhou rural commercial bank") is based on the rural credit cooperative union of the original city of Dezhou launched by China and the CBRC approved the establishment of joint-stock commercial banks. The internal audit of Dezhou rural commercial bank has acted as a sound operation of the "patron saint", and in accordance with the "promoting compliance, risk prevention" concept of the audit, strengthen the audit resources management and quality control, and the idea of internal audit, audit system and audit methods and other reasons, the audit supervision function to the full. Therefore, the research and analysis of the internal audit of Dezhou rural commercial bank is very important, it can guarantee the internal operation of the healthy and stable development of both theoretical and practical aspects of the demand, the analysis and research is very necessary.This paper deeply researched on the status quo of Internal Audit Department of the Dezhou rural commercial bank and the existing problems, through the analysis of the present situation of internal audit in the international banking industry and the state-owned commercial bank,summed up the current concept of Internal Audit Department of the Dezhou rural commercial bank, still need to improve the internal audit system should be scientific, human resource allocation mechanism should be strengthened, put forward the concept of audit update and improve audit management system, create high-quality audit personnel, the implementation of off-site audit system.At the same time in order to construct a perfect off-site audit system through this research to help Dezhou rural commercial bank to change the current audit management concept, improve the existing audit management system and personnel management mechanism, and give full play to the supervisory role, and ultimately promote the healthy development of Dezhou rural commercial bank.