Intermediate Business Of Commercial Bank Efficiency Empirical Analysis-to The Bank Of China, Henan Province As An Example

Along with our country economy long-term stable development of financial globalization and financial liberalization trend, such as the financial industry in our country related project also got certain development. In the process of the development of China's capital market gradually, the competition in the financial sector is also growing produced more and more financial business, relative to the commercial bank credit project in all aspects had certain influence and market measure, not only changed the rates will rise gradually of intermediary business, compare it with traditional assets and liabilities business powerful influence to some extent the development direction of commercial bank. Relatively intermediary business not only made a guarantee to the bank on security, but also in terms of cost and profit, and investment requirements made better balance, not only help the Banks themselves have been more high profits in the financial industry, but also help got must be the continuation of traditional business. To say the measure of the ability of commercial Banks is the intermediary business, and intermediary business can not only help in developing the traditional financial projects and continuity, can also help the related project more smoothly in the future development, control system and the increase in sound bank financial ability has also made certain contribution. So on commercial Banks of our country in future path analysis, we not only focus on the profits, is more of a focus on the financial ability and position in the world in our country, to say the development of intermediary business is commercial Banks in China in the international arena to show the strength of a strategy that can help better promotion in the position in the international financial industry in our country, to help our country economy level in the world is more and more recognition and acceptance.Articles in the intermediary business of commercial Banks in our country financial industry in the future path analysis of macroscopic Angle GDP, urban per capita disposable income, total money supply; From microcosmic point of view, from the deposits, operating costs, ominous loans, interest, profits and fixed assets and other aspects, two aspects combining with the exploration of its impact on intermediate business. Finally based on the reality of discuss the optimization Suggestions, to enhance the capacity of the intermediary business of commercial Banks.This comprehensive development of a variety of intermediary business at home and abroad are compared, and according to the practical example is analyzed to better exploration of intermediary business. And in the middle of business related theory and data inquiry, scientific and rational way to lay the foundation for the construction of commercial bank related business. In addition, based on the research of the secondary bank of commercial Banks, so as to analyze the development of the second bank of the current state of the commercial Banks and related financial problems, finally according to the actual situation for the Banks how to develop intermediary business system analysis.