An Empirical Study On Factors Affecting The Degree Of Internationalization Of Commercial Bank

With the rapid development of market economy and information technology,the progress of global economic integration has been increasing,and the trade between different countries and regions has been increasing day by day.As a result,a lot of financial needs such as settlement and financing have been generated;especially the financial crisis China's financial industry has encountered good opportunities for development,large and medium-sized commercial banks gradually out of the country.At the same time,since the signing of the trade agreement in December 2006,the domestic financial industry is becoming more and more open,the domestic banking industry competition is fierce,China's commercial banks to go abroad is the inevitable trend of opening up the financial industry at this stage.Finally,after the financial crisis in 2009,the global financial landscape and the international regulatory environment have undergone significant changes.The countries and regions in each continent have broken down the barriers to financial restrictions,and the access threshold of foreign banks has been further reduced.These are all of China's commercial banks of the international development to create a good atmosphere.In short,the international development of China's commercial banks not only for the vigorous development of international trade to provide financial services,but also to meet the needs of China's banking industry,China's commercial banks need to seize this opportunity to find their own characteristics of the international development path To promote the sustainable development of China's banking industry.However,the current situation,the internationalization of China's commercial banks is still low,the core business is difficult to highlight,compared with its overall strategic planning gap is not conducive to China's commercial banks to better participate in international competition.Therefore,this paper,we analysis of the data,come up with the possible factors affecting the degree of internationalization of commercial bank.It is suggested that it can enhance the internationalization of China's commercial banks and international Competitiveness of the measures and recommendations for China's commercial banks to better participate in the global financial markets escort.The research content of this paper mainly includes four chapters,which are based on the theory and the actual research method,and analyzes the international development process and the way of the specific case based on the theory of internationalization of commercial banks.Details as follows:The first chapter is the introduction,which mainly elaborates the background,significance and purpose of this paper,and summarizes the research results of the present stage,and summarizes the theoretical information that is applicable to the subject of this paper.The second chapter is the theory of internationalization of commercial banks.First of all,the concept of internationalization of commercial banks is described.Secondly,the main forms of internationalization are briefly introduced.Finally,the theoretical knowledge involved in this paper is collated and summarized.The third chapter is the analysis commercial bank internationalization management.Mainly based on the global commercial bank internationalization process,on the characteristics of China commercial bank internationalization development comprehensive elaboration;Then,based on the eclectic theory of international operation of commercial bank motivation hypothesis analysis,with five 5 domestic Banks and foreign Banks as sample,it is concluded that the internationalization development of commercial Banks and path selection,by the host country policy,degree of industrialization and the most significant influenced by the experience of the Banks themselves.The fourth chapter is the relevant countermeasures and Suggestions.In view of the above analysis,the result of the industrial and commercial bank of China and other commercial Banks in China the development of the internationalization of optimization Suggestions,in order to further enhance the development of the internationalization of Chinese commercial Banks.