The Study On The Strategy Of Inclusive Financial Services In Rural Areas

As a developing agricultural country,the rural financial problem has always been an important part of the "three agricultural problems" in China.Although in the new century,the government has issued a series of support for agriculture,rural financial problems have been eased,but the development of rural finance has a lot of room for improvement.How to develop the financial service system in the rural areas is a challenging financial problem.Because of the weak foundation of rural economy,the establishment of financial service system in rural areas can be regarded as the establishment of the financial model for the vulnerable groups.The establishment of a set of vulnerable groups,including the financial system has been studied by numerous scholars.So in 2005,the United Nations proposed the concept of inclusive finance.In the construction of the financial system in the mainland,there is a high degree of recognition of the name of the academic.For the development of China's financial industry,can not blindly pursue it,so,for the establishment and promotion of Inclusive Finance,the need to build on their own national conditions.The development of China's financial situation,on the basis of the establishment of Inclusive Finance need to consider more in line with China's actual impact factors.The main content of this paper is divided into six parts:Firstly,this paper will outline the research background and research methods,research innovation and research significance,the literature analysis and elaboration and summary of the main content of this paper;then describes the meaning of Inclusive Finance in concept;then briefly introduces the development of the rural financial paradigm and the forming process of the concept of Inclusive Finance;followed by specific examples of other countries on the development of comparative China inclusive financial development that effective measures and suggestions of relevant experience;next is the auspicious clouds County of Dali Prefecture inclusive as the main case study on China's inclusive rural financial service mode case.First introduces the development status of rural financial service mode in County Countyauspicious clouds,auspicious clouds "inclusive financial service mode of practice and typical auspicious clouds rural credit cooperatives as a case study;and finally guarantee mechanism mainly from the optimization of the rural micro credit operation mechanism and management system,and the construction of Inclusive Finance to adapt and perfect the relevant laws and the policy system of these three aspects,the research methods to perfect our rural financial system should be adopted,and on this basis,the specific research on the development strategy of China's rural financial services inclusive.On the basis of the above research and analysis,according to the conclusion,summed up the inclusive financial services model in China's most suitable for the establishment of the way and its completion of the effectiveness and deficiencies.To establish Inclusive Finance in China to provide substantial academic research and theoretical methods.