Research On The Legal Issues Of Pensions Entering The Market

Pension is the important part of endowment insurance system in China, is an important factor affecting elderly residents living standards, also the main consists of fundamental annuities and individual account of the pension.On August 23, 2015, the basic old-age insurance fund investment management way "was promulgated marked the pension has access to capital markets operation in our country.Pension market news is spread, caused widespread anecdotal, academic discussion, the first is residents fear "BaoMingQian" has to go back, and then the experts and scholars concern in China’s capital market is not mature, under the condition of imperfect legal regulation, pension rushed into the market, may be taken by speculators and endanger the safety of pension.Admittedly, the worry does have its rationality, however, in the face of an ageing population in our country "not rich first old" under the conditions of appear in advance, the continued high inflation and pension empty account operation reality, implement pension value, pension market is imperative.This paper aims to through the analysis of the related legal system of foreign pension market, according to our country’s basic national conditions, analyzes the existing legal problems that exist in the pension and the pension market, present pension funds entering the market risk prevention legal countermeasures and system security advice.