Research On The Regulation Of Private Pension Enter Market In American

The pensions play a vital role in economic life today,which has a far-reaching influence for national labor generational shift,the social security and economic development steady.Therefore, how to realize the value of the pension to safeguard the national welfare is quite significance. As the degree of population aging, however, the aging population continues to deepen, and the urban pension gap is also expanding, for which to take the delay retirement policy also brought a lot of trouble to quite a number of workers. In this context, in order to ensure the laborers can enjoy the basic life safeguard basic on realize the value of retirement pension, on August 23,2015 the state council issued the basic management approach to endowment insurance investment, so Chinese pension into market has became a foregone conclusion.However, due to the related mechanism building is late to start and don’t have the legislative experience, so the Chinese pension market will face many regulatory problems. Especially in the context of the socialist rule of law society, the legislation supervision system of pension into market operation needs to be complete and become guarantee.Therefore, only take the pension into market under the background of the legal supervision, to ensure the benign development of positive, finally to realize the value of pensions.Develop the complete supervision legal system can draw lessons from the successful experience of the United States. The United States is a country which has a mature capital market. It is successful in pension market legal supervision system construction on general. From the Legislation supervision experience of private pension market in the United States, the pension marketization operation is an effective way to implement the pension’s value. The America’s system of pension market legal regulation, especially the private pension law regulation plan, which is the market development of Chinese pension and legal regulation has significance certain reference. We can learn and absorb the essence fully, to establish and perfect the supervision legal system for Chinese national conditions, which can guarantee the healthy of Chinese pension market development. We can study the experience of law regulation that the private pension into market, and legal regulation information such as the regulatory body, regulatory model, draw lessons from American experience. We need to weigh the pros and cons to make the choice of suitable for the Chinese situation, and then work out the market regulations that are correspond to Chinese social security pension system.