Analysis Of The Multi-agent Collaborative Governance Mechanism In The Virtual Pension Model

With the accelerated aging of the population,the aging population continues to grow,China is experiencing the world's largest and fastest aging process.Large elderly population,growing faster,ahead of the aging process of social development,etc.exacerbate the difficulty of the development of pension services.Pension burden,can be seen.With the social family structure and life style changes,the traditional pension model has been unable to meet the social pension career "diversification","personalized" development needs.Simply relying on the government to buy or market operations to provide pension service model has gradually emerged shortcomings and shortcomings."Family pension" contradictions,"public pension" bed is insufficient,"private old-age" expensive,"can not afford to live,live not live,not used to live" phenomenon abound.The old-age careers in trouble,the traditional pension model in urgent need of innovation.On the one hand,with the maturity and dissemination of Internet technology,the pension industry chain and endowment products and services "Internet +" transformation of the wisdom of pension has become a new trend.In the context of the aging population,the continuous decline of service personnel and the continuous increase of labor costs,it is of great practical significance to use internet technology to integrate the old-age service resources,to innovate the old-age service model,to improve the supply of old-age services and to improve the quality of life of the elderly population.On the other hand,the traditional pension model has been unable to meet the development needs of the cause of the pension,China's "thirteen five" plan with national conditions,to "establish a home-based,community-based,multi-level institutions to supplement the pension service system" This requires the mobilization of social forces to increase investment,the introduction of market competition mechanism to promote multi-agent collaborative governance,enhance social cohesion."Virtual endowment" as a new model of social home care development,is the use of modern Internet technology,based on the transformation of the traditional mode of supply of old-age services,the introduction of market competition mechanism to promote multi-agent collaborative participation to provide "intelligent" Diversification "of the old-age service model to meet the new needs of old-age care services,reflects the new development trend of old-age model.This paper analyzes the social background,the reasons and the implementation conditions of the virtual endowment model through the methods of literature,case law,subject analysis,using the new public service theory and the welfare pluralism theory.Through analyzing the traditional family The comparison of the old-age model,the advantages of virtual pension model.This paper introduces the case of "Family Happiness" in Wuzhong District of Suzhou,and explores the running background,actual operating mechanism and existing problems of virtual retirement model in Wuzhong District.On the basis of this,it is concluded that the virtual pension model needs the participation from the multi-agent.On the basis of analyzing the role of the multi-agent in the model,the paper puts forward the concept of "phase differentiation",emphasizing the different stages of the provision of pension service,the need t o build different service systems and run different cooperation mechanisms.Finally,the author discusses the possible obstacles in the future development of the virtual old-age pension system and makes a simple countermeasure analysis,which lays a solid foundation for the replication and promotion of the virtual nursing home.At the same time,to alleviate the pressure of social pension,Provide new ideas.