Analysis Of The Natural Person Bankruptcy System

This article compared two concrete cases,under the current legal framework,because of the lack of natural person bankruptcy system of natural person for business investment failure or improper credit consumption severe debt crisis,but the lack of effective way to resolve debt,lead to go into a decline.The creditor does not know the debtor's property and the debt situation,cannot prevent the creditor's right risk and exercise the right of cancellation;In practice,there is a lack of simple and easy method.Due to the failure of the debtor to pay debts due to the expiration of the payment,a series of related problems,such as "execution difficulties",etc.This paper takes the question as the orientation,and considers the value and utility of natural person's bankruptcy system.Try to get involved in the natural person bankruptcy system to think and explain related problems,and then the system of natural person bankruptcy can provide an effective path for related problems.Finally,the combination of natural person bankruptcy system design,from the guard against malicious behavior in the process of bankruptcy,protect the rights of creditor,the debtor,reconciliation and complex power system,puts forward the related Suggestions and carry on the brief analysis.It is concluded that the bankruptcy system can play a good positive role in guiding the natural person to engage in economic activities,and the conclusion that our country is suitable to bring the natural person bankruptcy system to the legislative agenda.