Research On The Information Security Of College Students Under The P2P Online Loan Platform

With the rapid development of information technology,Internet finance has begun to appear,however,the development of technology to bring us convenience and efficiency,but also led many problems to information security.Since 2005,the rapid development of P2P network lending has brought great changes to the traditional model.All kinds of P2P lending platform appear in people’s life,for the student groups of the lending platform has also gradually introduced,as the major lending companies to explore the development of emerging services.Network lending for students to provide convenient and efficient service as well as there are many problems and hidden dangers.This paper mainly studies the information security problem of college students of P2P network loan platform.Users need to provide their own comprehensive personal information,which also led to the user’s personal information more easily collected and leaked.Once the platform information security problems,not only violates the user’s personal privacy,but also may cause huge economic losses.Therefore,whether from the user personal or the platform,we should pay attention to the protection of information security.It is of theoretical and practical significance to study the insecurity factors of student information and the effective protection measures of P2P network loan.First of all,based on the research and summarization of relevant academic achievements,this paper summarizes the definition of P2P network lending and information security,and analyzes the current situation and importance of information security of P2P network lending;Secondly,combined with specific cases,and through the questionnaire survey in college students to obtain data,analysis of the P2P network lending information security problems and understanding of P2P network lending forom students;Finally,from the legal,industry and personal aspects of the P2P network loan platform,the reasons for the existence of information security to do a further in-depth study of how to effectively protect personal information.