Research On The Profit Model Of Rural Credit Cooperatives

Along with the country the rural financial system reform of rural credit cooperatives, the goal of reform that is to realize the sustainable development, and business support rural, meet the rural areas and peasant households of small and medium-sized enterprise effective capital demand, this target has become more and more clear. In-depth study rural credit cooperatives profit model for implementing the reform of rural credit cooperatives, promote the further development of the rural credit cooperatives target and promoting the rural economy has important strategic significance.To realize the goal of rural credit cooperatives specific, how should the cooperatives in the agreed framework of policy development of their business, optimization of the assets and liabilities structure to achieve these goals? This article based on the rural credit cooperative profit from the view in the rural credit cooperative competition in analysis of advantages and disadvantages, according to "the question-analysis problem-the solution" of logical clues, study the innovation of rural credit cooperatives profit model. The article to the rural financial industry overall supply and demand analysis of the current situation, through the analysis of the current rural financial industry overall supply and demand situation and trend of development of rural credit cooperatives, and points out that in this market conditions profit model development potential. Next to the current rural credit cooperative profit model, through the analysis of the analysis of the status of rural credit cooperatives, and points out that the current profit mode the rural credit cooperative profit model problems; Then based on the inside of the rural credit cooperatives facing opportunities and challenges, analysis the rural credit cooperative profit model, and puts forward the innovation choice accord with the characteristics of the rural financial development, improve mode; Finally put forward support rural credit cooperative profit model innovation of supporting policies and measures, and points out that we should improve the rural credit cooperative profit model, need to have relevant policy measures to support them.