A Study On The Impact Of Finance Ecological Environment On Rural Finance Efficiency Of Gansu Province

As a main part of the national economy,the sustained and healthy development of rural economics, not only does provide the huge support to macroeconomic economic,but also has been a key to realize a well-off society for all in our country.The "Central First Document" has been focusing on the issue of the "three-agriculture" for 13 years,illustrating the importance and urgency of solving the problem.As finance is the core of economy, rural economic growth and the improvement of the peasants' living standard can hardly achieve without the rural finance.Only if the rural finance is fully functional,and a adaptive rural financial system is set up,can we solve the issue of the "three-agriculture" effectively.The efficiency of rural finance reflect improvement of rural economic development on the base of rural finance. China starts late on rural finance,developing relatively lag.Meanwhile scarce supply of it,and the problem of rural fund chasing the profit and used non-agriculture all has restricted rural economic development.Not only should we expand investment in rural financial resource,but also we need to focus on the rise of rural finance efficiency,in order to develop villages' economy and build industrial-scale farming, increase the peasant's income.That is to say, how to rise rural finance efficiency is particularly important.President Zhou Xiaochuan proposed financial ecology environment concept at the "50 economists' forum" in 2005,emphasizing the point of analyzing financial issues through ecological approach.A fine financial ecology environment is a basic condition for financial system playing a positive role and economical sustainable development.The condition of finance ecological environment have an effect on both economic policy fulfillment and the allocation efficiency of the financial resource.The rural finance ecological environment,which includs economy,institutional and cultural factors, has a great influence on the efficiency of rural finance.As a major agricultural province in northwest region,Gansu province graduately improve the level of modernization in agriculture,expand the efficiency of allocation of financial resources,and improve the rural financial system,playing a positive role on the economic development.However,some problems still exist in the rural financial ecosystem of Gansu province compared with the developed provinces,such as a fragile financial environment,the imbalance of supply and demand of finance,and unbalance financial structure,which hinders the rural economic development of Gansu province.There are many studies about rural financial ecological environment and the efficiency of rural finance of Gansu province in recent years,but lack of the effect of rural financial ecological environment on the efficiency of rural finance of Gansu province.Thus,this paper puts forward that proposition,then verify the influence mechanism by an empirical analysis,so we can explores the avenues to rise rural finance efficiency of Gansu province,and use it as the basis to provide a theoretical model and the empirical support for financial reform and development of Gansu province.