Commercial Bank Asset Custody Business Research Under The Background Of Internet Finance

The rise of the internet finance not only bases on the rapid development of the internet science and technology,but also bases on the urgent need of the internet finance service and theory in the reforms of the financial market in China.The combination of the commercial bank asset custody business and the internet finance is demanded by the development of the asset custody business.The development of internet finance is still at an early stage.Due to the lack of the laws and regulations,internet financial companies expand blindly,and all kinds of risk appear.The control of the risk will be the important premise of the development of the internet finance.The asset custody business of the commercial bank is important means of supervision and credit-enhancing of the internet finance.The combination of the asset custody and the internet finance is a necessary condition of the healthy development of the internet finance.The purpose of this paper is based on the current situation of the internet finance and the asset custody business,to study how to combine both of them to promote their respective development,eventually to create more social value and to earn more profit for commercial banks.The main content of this paper includes the definition and service content of the commercial bank asset custody business,the internet finance-related theory and form of expression,and the analysis of the present development of commercial bank asset custody business under the background of the internet finance.This paper uses the means of the case study to understand the degree of participation of the commercial banks in current market in the internet finance business.In the end,the paper analyzes the development strategy of the commercial bank asset custody business and gives some advises.In this paper,the research methods include the theory research,the induction summary,the case study and the comparative analysis.The research results have guiding significance on the transformation of the commercial bank asset custody business,the risk management and so on.