Research On Optimization Of Inclusive Finance Measurement Methods

With thirty years of reform and opening,the current Chinese society and economy is entering a crucial stage of comprehensive deepening reform.With the complex world situation,domestic and international environment is facing profound adjustments,which are on China's economic reform and development of the new challenges.Faced with the new normal economic operation and increasing downward pressure on the economy,the original high-speed economic growth and extensive economic structure is unsustainable,Thus the road to find a suitable for China's economic development to break the current dilemma of economic development,achieve sustained and healthy economic development in front of us to become a problem.In this situation,the development of inclusive finance become an important choice.CPC Central Committee and the State Council attach great importance to the development of inclusive finance.As the second session of the NPC session in Beijing concluded,"People's Republic of China National Economic and Social Development Five-Year Plan" introduced,to speed up the Platform for third in the financial system,construction of multi-level,wide coverage,there are differences of banking institutions system,the development of inclusive financial strategic plan for the financial industry pointed out the direction.Eighteen Third Plenary Session of the Party clearly put forward the development of inclusive finance.2015,"Government Work Report" made to vigorously develop inclusive finance,so that all market players can share the fruits of financial services.Thus,to establish and improve the development of an inclusive financial index system of inclusive finance become an inevitable requirement,Base on the consolidation and selection of the relevant departments involved in the the current data on the an inclusive financial management,Design the system of Inclusive financial statistical indicators includes availability,usage,quality of service,For statistics,analysis and reflection of all regions,agencies inclusive financial development has important practical significance.Paper selects theoretical and empirical research method of combining.First,carry out review and comb the research on inclusive finance-related theoretical background to grasp the latest research trends and research directions in this field,and thus the scope of this paper to define;Secondly,to sort,compare and summarize inclusive financial measure mainstream method,detailed analysis of the principles and steps of financial development index and factor analysis,and give an objective evaluation for the application of each method,to clarify the reasons why this article chosen inclusive financial Measuring Method;Then lead this article for inclusive financial measure method,namely the development of an inclusive financial index optimization method,The basic idea is the first to build a detailed financial index standards of evaluation system for the Inclusive finance,Then based on detailed indicators of the level of standard build inclusive financial development of the overall evaluation criteria,According to inclusive financial metrics this article constructed substantially horizontal come to Anhui inclusive financial development in lower-middle level,then apply the Financial Development Index method to empirical analysis of Anhui inclusive financial data,also confirms the level of inclusive financial development in Anhui Province moderately low level.Finally,depending on the level of financial development in Anhui Inclusive measure results,profound analysis of the reason,and,accordingly,to give policy recommendations to enhance the level of Anhui inclusive finance development.