Research On Credit Management Of Small And Medium-sized Enterprises In Rural Credit Cooperatives In Yunnan Province

At present,in the financial system of China,Rural credit cooperative system is the main financing channel for agricultural production and small and medium micro enterprises in rural areas.However,with the economic environment down,some enterprises operating poorly,these problems lead to new challenges and challenges of credit cooperatives.Rural credit cooperatives have a huge debt burden.The improvement of the credit management of the rural credit cooperatives will be of great significance to the sustainable development of the enterprises and the rural credit cooperatives itself.In this paper,through the comparative analysis of Agricultural Bank and large commercial bank credit management,focus on the analysis of the reasons for the problems.On this basis,combined with B,A company's case studies,further discussion problems and causes of problems in management.The corresponding countermeasures are put forward for the improvement of credit management of small and medium enterprises in the Agricultural Bank of GD.This paper provides a way of thinking to improve the credit management of small and medium enterprises in the Agricultural Bank of GD.Has certain practical guiding significance.In this paper,I further discuss whether small and medium-sized enterprises can become the object of credit business of rural credit cooperatives.In order to achieve a win-win situation.Support the growth of local SMEs.As well as the promotion of financial growth.