Research On The Improvement Of Small And Micro Enterprise Financing Business Of Industrial And Commercial Bank Of China DY Branch

This article aims to study Small and micro businesses own characteristics, risk factors emerge in the business development, the shift of economic Small and micro businesses financing obstacles, combined with my work experience and research, from the enterprise level, the bank level, the government level, multi-level and comprehensive analysis of Small and micro businesses financing development problems, combined with the ICBC DY business development branch practical problems, put forward suggestions, through in-depth analysis of the market, optimize the policy measures to improve team building, take measures to control the Small and micro businesses financing risk and effectively solve the financing of small and micro enterprises, financing of the problem difficult to provide innovative ideas and feasibility, development and obtain credit support to specify the direction of Small and micro businesses of their own at the same time, the commercial bank small and micro business healthy development, create new business highlights, enhance competitiveness, formation The long-term mechanism of sustainable development provides theoretical reference.