Research On The Problem And Countermeasures Of Rural Credit Cooperatives Small Credit In Cili County

In recent years, microfinance has become more and more popular in the world. As a kind of financial innovation tool, micro credit is a financial innovation tool. It can make the low income and poor people change their poverty through small credit support. China in 2001 began to promote the rural credit cooperatives in rural credit cooperatives in rural credit cooperatives in rural credit cooperatives, farmers' small credit in the country has been rapid development, which not only solve the problem of life and development of farmers, rural credit cooperatives reform and development of new vitality, but also promote the development of rural economy in china.Firstly, this paper defines the concept of small credit, summarizes its main characteristics and functions, and summarizes the related theory of micro credit development, as the basis of this paper, and analyzes the development of rural credit cooperatives in China and the relevant policies, and then to Cili County Rural Credit Cooperatives as the research object, analyzes the current situation and problems of the development of micro credit and its causes. This paper mainly analyzes the problems of the micro credit in rural credit cooperatives in Cili county from the aspects of credit position, credit risk, credit management and credit management. According to these problems, combined with the development of micro credit in rural credit cooperatives in Cili County, the suggestions for the further sustainable development of rural credit cooperatives in Cili county were put forward.