Supply Chain Financing Research Of Z Rural Commercial Bank

As a small bank servicing for Nanjing rural economy and small-sized enterprises,Z rural commercial bank is servicing for the urban and rural enterprises for a long time.However,being incompatible with the important role in national economy,small-medium enterprises always face the problem of funds and financing difficulties which lead to operating difficulties and make them hard to become bigger and stronger.,the social aspects also reflect the difficult process of its development,in this context,the supply chain financing emerged.Supply chain financing stands at a new view looking at SMEs,which develop from a single company into a unit of a supply chain upstream and downstream closely linked,from a broader perspective to the qualitative SMEs.Supply chain financing takes more focus on the core business and small and medium enterprises in the supply chain as a link to authenticity and stability in the transaction,takes more attention to the strength of the core business intelligence and corporate credit.Correspondingly,the banks take less attention to the assessment of the role of small and medium enterprises,but rather a more comprehensive understanding of the real information to SMEs through the supply chain as a whole,through the supply chain to make the multi-information more symmetrical,but also makes more of Small businesses can obtain bank financing.Supply chain finance is an emerging technology financing,with a very worthy of study value in promoting access to information,screening,reduce financing risks of commercial banks and the like.In this paper,using the development of SMEs and Z rural commercial bank as the background,the text highlighting the environmental conditions in the traditional financing and bank credit,because of information asymmetry defects in the market;then from the perspective of commercial banks to explain the strong supply chain financing for SMEs to obtain valid information in real bank and commercial bank financing superiority in reducing risks,but illustrates the new risk approach extended supply chain financing as a new way of financing to face;then supply several different supply chain models elaborated in different periods of the supply chain operation mechanism;and then focus on Z rural commercial bank and the urgent development needs of the development of Z rural commercial bank come out of the supply chain feasibility and necessity of finance,draws on specific processes between SRCB and Dongfeng Motor Corp.supply chain finance operations,as well as the risks associated with the kind of specific initiatives in different ways banks to control the supply chain risks and merits of comparison;article Finally,Z Rural Commercial Bank facing the same supply chain finance business model risk coping strategies;and finally to Z rural commercial bank and concerns the opportunity to carry out supply chain finance business to conduct a detailed feasibility studies.Finally,summary and induction the supplying chain finance business theory.