The Feasibility Study Of Stock Equity And Creditor’s Rights Investment Project

In recent years,with the deepening of the reformation,China’s financial system is coming to the time point of innovation.Commercial banks are experiencing great changes under the influence of financial disintermediation,interest rate marketization and the online financing.Additional with the easing of banking regulatory policy,expanding of exist asset management business,China’s financial market officially entered the "asset management" era.Which means that the Chinese economic is gradual transition from the indirect financing era leaded by commercial banks to the direct financing era which allocation of resources financing in the capital market.On the normal basis,the excess capacity of traditional industries gradually increased,mergers and acquisitions policy continues to improve,the debt market demand for business expansion,the capital market has spawned enterprises equity financing and debt financing for commercial banking business development provides a broad market prospects and opportunities.In the current environment,establishing and improving the capital market,with the feature of asset-Light and high-yield,equity and debt investment has become the main methods of commercial banks to improve the profitability and gradually move toward the pace of business innovation.Therefore,commercial banks are hard to increasing its profits depend only on the loan interest.If commercial banks are allowed to engage in equity investment,they can obtain the most effective risk compensation mechanism and high capital investments to cover losses of the bad assets.In simple terms,financing funds of the primary market can earn higher returns.Commercial Banks are natural willing to simultaneously do equity investment and debt investment to enterprises at the same time.This paper takes Sichuan Rong Ao agricultural Limited by Share Ltd to commercial banks to make equity financing and debt financing as the research object,based on the feasibility analysis of investment projects,demonstration of investment project construction plan,implementation plan,investment income and risk control and technical and economic demonstration line,the project has technical feasibility,with the industry a good competitive advantage,with the financial feasibility,investment feasibility,and concluded that this project is feasible,economic benefits is reasonable.It is recommended to take "equity + debt investment in agriculture and animal husbandry in Chengdu proud Limited by Share Ltd,a total investment of 130 million yuan,30 million yuan investment in equity which will be applied to the agricultural and guaranteed bank liquidity loans 100 million yuan replacement;debt investment for the implementation of A city C town of A village in Daxing farm extension B County farms farm extension and A city B town with rich pig breeding base construction project.For similar investment projects with a certain reference experience,the development of capital market equity financing and debt financing,as well as commercial banks,such as the expansion of business can have a positive impact.