The Strategy Of Third Party Payment Based On Game Theory

The third party payment platform appears as a credit intermediary role in online transactions,it helps reaching online transactions.On the basis of that,third party payment industry develop rapidly.By 2017,China's third party payment market transactions amounted to $18 trillion and 480 billion 440 million,its development potential is extremely huge,the third party payment market has been reflected in the national economy can not be ignored important role.As an emerging industry,the third party payment industry has a lot of imperfections,it is worth to discuss,especially in the Game relationship of the third party payment industry.Game theory is a new subject,which plays an important role in all economic fields.It is the core of this paper to study the game relationship of the third party payment platform by game theory.In view of the above,this article takes the third party payment theory and game theory as the research focus.First,paper analyses China's third party payment market structure and then we locate the type of market competition.then we make model by using and expanding Cournot oligarch competition model and Stackelberg oligopoly model combined with the current domestic of third party payment market pattern.Then we establish a third-party payment platform multi-dimensional game model based on China's current situation and through the analysis to draw conclusions.Then we established a dynamic game model by the analysis the main mode of operation and the three party payment industry chain structure of China's third party payment market.analysis of the third party payment platform credit intermediary role and,and the introduction of credit evaluation system to improve the model,draw conclusions and analysis.Paper also analyzes the role of the third party payment platform.At the same time,this paper establishes a multi-market multi-dimensional game model of third-party payment platform based on the present situation of our country.The main innovation and contribution of this thesis:1.This thesis analyzes and locates the market structure of China's third party payment.then we built a multi firm oligopoly game model with complete information static game and a multi firm oligopoly game model with complete information dynamic game in the third party payment market.Not only expands the model of Cournot ant Stackelberg,but also gives the relevant strategies to the third party payment platformand relevant.2.This thesis analyzes the credit intermediary role of third party payment platform in the Internet trading.we built Dynamic game model with incomplete information refer to the current online transaction process.This paper studies the problem of credit and its influencing factors in online transaction.At the same time,the credit evaluation system is introduced to improve the original model,and the conclusion is drawn.