On Mechanism Merits And Performance Apprail For Jinhua's Science And Technology Risk Pool

Under the leadership of the government,the Bank of Jinhua has fully participated in the scientific and technological credit loans for small and micro technology-based enterprises.Although the science and technology risk pool has the government investment support,and has the insurance company's payment,but because of the small and micro enterprise development uncertainty,the Jinhua bank still needs to take certain risk in the related loan.This article is in this context,the study on technology risk pool of Jinhua bank loan business model of performance evaluation and countermeasure analysis,Jinhua banks use loan risk pool to the main mode of small and micro technology enterprises loans and loan performance,put forward different mode existing problems and improvement strategies.Study on the introduction of the Bank of Jinhua and bank lending policies,the main business content,clear technology risk pool goals and processing conditions,analysis of internal and external environment for science and technology risk pool in Jinhua bank loan business performance evaluation,Yaron performance evaluation method,determine the performance evaluation index of technology risk pool Jinhua bank loan business,complete the index,according to the current situation of Jinhua science and technology risk pool of bank loans,to determine the performance evaluation method of the loan business,the performance evaluation system of the construction of science and technology risk pool loan business loan business evaluation.According to the evaluation results,put forward to perfect the loan business model,technology risk pool of bad loans,strengthen efforts to improve the internal governance structure to improve the method of technology risk pool Jinhua bank loan business performance.