The Research Of Public Institution Endowment Insurance System Reform In Heilongjiang Province

At present,the world has entered an aging society.Our country as one of the world’s largest population,aging population continues to accelerate.The next decade,China’s elderly population will show rapid growth.In addition,pension issues become hot the focus and the pension insurance system and related policies are widespread concern.The national pension insurance system has become one of the most concerned about the insurance.Recent years,a policy which advocated the new agricultural insurance and urban residential two system implementation,the establishment of a nationwide urban and rural residents of the basic endowment insurance system has issued.Therefore,the size of pension insurance personnel gradually expand.According to the data provided by the Research Institute of Prospecting Industry in August 2016,the number of basic endowment insurance personnel in the whole country in 2008-2015 increased by 858.33 million persons in 2015,up it increase 16.01 million and an increase of 1.90%than last year.from the end of last year 1601 million,which accounting for the proportion of the total population of 62.44%.In the end of 2016,the number of insured is 871 million people.With the introduction of relevant national policies,the research on the development of endowment insurance system has become more and more conspicuous.In 2008,China’s pension system reform of the staff of the institutions officially launched.This plan is China’s first public pension groups for the reform of the program,which aims to enable institutions to endowment insurance reform and enterprise pension reform the same pace.So that the two successfully converged,and ultimately the national pension system to achieve the overall level of consistency.This paper takes the reform of the Institutions Endowment insurance system of Heilongjiang Province as the research object,combined with the theory of social equity,the theory of social security redistribution and the theory of fairness and justice theory,using the literature method,system analysis method,comparative research method and quantitative analysis and so on four kinds of research methods,the province’s Institutions Endowment insurance system reform of the status quo analysis,including:the scope of the insured,the implementation of the reform and the implementation of the classification of institutions and othcr three aspects of reform.Which summed up the environmental protection system of the Institutions Endowment insurance system in Heilongjiang Province to reduce the enthusiasm of the insured,lack of financial security,the annuity of occupation annuity,the slow reform of public institutions and other issues.Which summed up the environmental protection system of the Institutions Endowment insurance system in Heilongjiang Province to reduce the enthusiasm of the insured,lack of financial security,the annuity of occupation annuity,the slow reform of public institutions and other issues.Draw lessons from the advanced experience of foreign countries in Britain and Sweden and the successful practice of domestic pilot provinces in Guangdong Province and Shanxi Province,and put forward a series of countermeasures to improve the reform of old-age insurance system in Heilongjiang Province.Including:the establishment of "multi-level" endowment insurance system;the establishment of "nominal account" to avoid empty account;refinement of classification reform and reform risk control,and then to solve the province’s Institutions Endowment insurance system reform problems,To further improve the sound and better development.