Risk Study On The Asset Management Business Of Bank Of China AH Branch

Thanks to the continued accumulation of resident wealth and continued easing of liquidity,information management business as a new industry rising rapidly.Released from electronic banking China network data,2015 China asset management industry scale and the growth rate of both new highs,all kinds of information management at the end of the total size of the asset management institutions reached nearly 90 trillion yuan,an increase of 53.7%compared to 2014,the highest growth rate since 2009;the total size of the asset management industry,the 2015 volume has exceeded the same period GDP of 67 trillion and 670 billion yuan scale,and the Shanghai and Shenzhen two city circulation market value the total size(41 trillion and 790 billion yuan)and the national debt stock scale(47 trillion and 930 billion yuan)and total equivalent.With the deepening of financial reform,a large information management era,banking,trust,insurance,brokerage,fund companies and other types of financial institutions have been involved in the information management business,show business expertise and its advantages in different business areas.But the commercial bank in the economy into the new normal and the interest rate market under the background of competition between agencies increasingly fully,in the efforts to carry out hitherto unknown business information management,information management occupies an important position in the market,plays an important role in the banking financial institutions in transition.And how to keep a healthy,in compliance with the laws and regulations to carry out the information management business,how to identify the Mozhun pulse of the market investment strategy,how to effectively control all kinds of risks,competition has become an important part of the banking financial capital strength.This paper demonstrates the risk aversion based on the theory of risk management,using the method of case analysis and normative thesis summarizes,systematically reviews the literature at home and abroad,to Chinese bank AH branch case,expounds the China bank AH branch information management business development situation and problems,although the AH branch information management business development momentum is good no,the information management business is overdue,but due to the long table by the class information management business of non rigid payment concepts,risk management consciousness,leading to the AH branch of the information management to focus more and more,the risk management ability gradually weakened.At the same time,based on the China bank AH branch information management business risk analysis,considering the internal and external market environment,research on the risk characteristics of AH branch of information management business mainly face and formulate corresponding management measures,designed to help improve the AH branch information management business risk management capability,enhance the core competitiveness.At the same time,it also has certain reference for other financial institutions.China bank AH branch business information management and risk management are as follows:risk assessment strategy and business development focus,making full competition;two,strengthening management business;three,the implementation of the linkage mechanism and perfect emergency safeguard strategy.This paper is organized as follows:in the first chapter,the background and significance of the thesis,research content and framework,research ideas and methods,innovation points were summarized,necessity to know the current development status of business information management and risk management;the second chapter,the theoretical basis and literature review in detail the bank risk management;the third chapter of the Chinese bank AH branch information management business development status and existing problems were discussed,and the problems of business information management features and the classification,causes of risk analysis;the fourth chapter on the basis of the third chapter of China bank AH branch information management business problems put forward the corresponding risk management measures;finally,research conclusions and prospect the research.