View The Reform Mode Of Rural Credit Cooperatives

Although the rural credit cooperatives have changed,but always plays a vital role in the China's rural finance and the rural economic development.In particular,since the beginning of the new round of reform in 2003,with the guidance and organization of the CBRC,in addition to Beijing and other municipalities and Ningxia,other provinces have set up the provincial united cooperation.under the authority of the provincial government to exercise the jurisdiction of the rural credit cooperatives,the four functions.With the deepening of the reform process of rural credit cooperatives,faced with various aspects of the impact of the provincial association's own reform and functional transformation ofrural credit cooperatives to deepen the reform of an important issue.This paper hopes to analyze the foreign cooperative financial organization model and the relevant state cooperation in the development of financial cooperation,summed up the development of foreign cooperative financial institutions in the market economy under the development of China's cooperative financial reform and development of useful experience and practice,taking full account of the provincial government,the provincial government,the provincial government,the provincial government,Supervision and management of the grassroots level,including the financial services company model,industry association model,the financial holding company model,the provincial farm business model,the united banking model,including five kinds of optional model analysis of the pros and cons,summarized The background,characteristics and feasibility of the various models.This paper analyzes the basic situation of therural credit cooperative of Hebei,and analyzes the applicability of the five reform models in the aspects of the service contents,management system and corporate governance structure of Hebei Province.It is proposed that the formation of the united bank is rural credit cooperative of Hebei affiliated society has continued to deepen the feasible path of reform,and it has some reference significance in practice to the choice of the reform path of rural credit cooperatives in provincial areas.