The Study On Non-performing Assets Securitization Of Commercial Bank Of China

Since reform and opening up,China's economy has developed rapidly.At the same time,also in constant expansion of non-performing assets of Banks,commercial Banks need to accelerate the disposal of bad assets and dissolve formed for a long time.Under the background of current economic downward pressure is larger,China's commercial Banks need to from the Angle of the new way of disposal of in-depth study and practice,so as to speed up the disposal of non-performing assets of Banks and expand the scale of disposal of non-performing assets of Banks.The offering of Agricultural Bank of China non-performing asset backed securities products,through the introduction of special purpose vehicle and credit enhancement to improve the safety protection products,and for China's commercial Banks non-performing assets securitization provides a strong demonstration effect.Through the introduction and analysis of this case,is advantageous to the promotion of non-performing assets securitization,and through this way to dispose of bad assets of our country's commercial Banks.It is from this background,this paper,from the perspective of the study of specific case,layer upon layer analysis,illustrates the agricultural bank of China issued "Nongying 2016 First Phase Non-performing Assets to Support Securities" non-performing assets securitization product size not only,and is very successful,welcomed by the majority of investors.To commercial Banks of China provide theoretical support for non-performing assets securitization operation,calculated the non-performing assets securitization is China's Commercial Banks to resolve and the disposal of non-performing assets and extremely effective way to carry out two important conclusions and promotion of non-performing assets securitization.The success of this case to other Commercial Banks to follow suit,thus accelerate the disposal of non-performing assets of Commercial Banks in China,defuse financial risks.