Research On The Non-Performing Assets Disposal Business Of Suzhou Branch Of A Bank

Commercial banks are an indispensable role in the economic development of any country in the world.Inthe services of the commercial banks' providing,credit support is a very important service content for the country,enterprises,individuals made outstanding contributions.China's commercial banks as the backbone of the state-owned economy,but in the development process is not smooth sailing,during which had to face problems for many years and difficult to cure-non-performing assets.Commercial banks have a variety of non-performing assets,such as the systemic risk of the industry,there are guarantees linked to the risk of joint security,a single customer's business risk and so on.The current economic downturn,with the increase in non-performing assets of the bank,A bank Suzhou branch to increase exploration,the disposal of non-performing assets of business research and practice,so as to achieve rapid and efficient disposal of non-performing assets.Firstly,this paper points out the background and practical significance of the selected topic,the research methods,the train of thought and the domestic and foreign research review and analysis.Secondly,this paper introduces the definition and classification of non-performing assets and related theories,and analyzes the theoretical basis and the theoretical basis for the disposal of non-performing assets.Third,the analysis of non-performing assets of commercial banks,the main reason for the development of non-performing assets of commercial banks and the disposal of non-performing assets of commercial banks at home and abroad.In fourth,A bank Suzhou branch as the research object,combined with the status quo and problems in the development of the disposal of non-performing assets,the disposal of non-performing assets of A bank Suzhou branch problems are described and analyzed,laying the foundation for the Countermeasures of the disposal of non-performing assets.Fifth,A Bank of Suzhou branch of non-performing assets disposal business development strategy,the problem of possible solutions and innovative ideas.Finally,make a summary of the previous paper,summed up the inadequacies of the thesis writing process and prospects.