On The Problems Of Internationalization Development In Chinese Commercial Banks

The global banking industry is undergoing an enormous change. The internationalization of banks and the innovations in the financial world have been moving forward with unprecedented steps. After the successful transition in the past decades and facing a whole new era, the China's banking industry has to fasten its paces in international operations. Reforms are imperative and there is no other choice under this backdrop of globalization. First of all, this paper analyzes the cause of doing the research on the internationalization development of commercial banks in China. Next, based on its characteristics and connotation, the paper analyzes the journey and the current problems of internationalization development of commercial banks in China, and the paper also states the root of such problems. At last, after analyzing the background and the strategic positioning of commercial banks in China, the paper proposes the innovative tactics for commercial banks in China to make the right judgments and decisions in regards to multinational activity pattern, operation pattern, market subsection pattern, management pattern as well as corporate governance and risk management, etc.