Research On Credit Index Of Jilin Credit Information Data Exchange Platform

With the continuous deepening of reform and opening up,the socialist market economic system has been gradually formed and constantly improved.However,due to late start of market economy in China,the problem of incomplete credit system has emerged.in 2014,social credit system construction plan outline(2014-2020)was promulgated by the State Council,proposed that by 2020,credit system based on the sharing of credit information resources cover the whole society was basically completed.Based on the credit information data exchange platform can visually and effectively reflect the existence of credit problems in the construction,strengthen the construction of social credit,provide decision-making services to promote sustainable economic development for the government.Jilin credit information exchange platform was based on the arrangement of the State Council and provincial government,early collected regulatory credit information of 34 bureau units of government.on this basis,to build a comprehensive credit index and supervision field credit index in Jilin province.For scientifically constructing the comprehensive credit index at home and abroad,study on published credit index and previous literature,the credit index is divided into three levels,one level indicators are business indicators,safety indicators,social indicators and financial environment indicators.Choose 2015,2016 credit data,in order to make the index data to be able to compare,the efficacy coefficient method is used to uniform dimension,the weight of each index assignment adopts analytic hierarchy process(AHP)which index structure is commonly used,using the hierarchical weighted summation method to calculate comprehensive credit index,higher scores reflect the better social credit degree.To construct supervision field credit index,make factors of the same measurement fix on the base level,using the Laplace equation calculation,each period index compared with base index,index greater than 0,the credit degree better than base period,otherwise go bad.Through consulting Jilin credit information data exchange platform,credit Jilinwebsite,Jilin Red Shield network and other official website,contribution indicators of social credit index are extracted,select 24 credit indicators from 15 opening information of departments such as the Administration for Industry and commerce,the State Administration of Taxation and so on,total effective credit information is32130.Judge the importance of each index by Analytic hierarchy process,we need to construct the judgment matrix,compare each two indicators,the methods of judging are literature analysis and expert advice.It is calculated that comprehensive credit index and supervision field credit index about the administrative Industrial and Commercial Bureau,food and Drug Administration of 2015 and 2016,it can be concluded from the evaluation of credit index,comprehensive credit and two supervision field credit of 2016 is better than 2015.Through the effective integration and use of individual credit information,build local credit index,has good operability,adaptability,comparability,able to see more intuitively,with the development of national and social credit system construction of Jilin province and the improvement of the faithless punishment mechanism,improve the credit index score,to reflect regional credit status and development trend of the micro credit reporting beneficial supplement,at the same time,through the credit index reflects the stand or fall of credit environment,investment in industries,regions have reference function effectively,improve the social credit consciousness,the formation of "faithful incentive and disciplinary mechanism" of incentive and constraint.