Research On The Development Problems And Countermeasures Of Rural Capital Mutual Aid Organizations In Ningxia

In order to solve the problem of insufficient supply of "three rural" development funds,Ningxia Yanchi has started the rural mutual aid project in 2000,which has effectively solved the difficulties of the poor people in developing the shortage of production funds.Is characterized by the appropriate integration of financial support funds,farmers voluntarily funded and receive social donations of funds to set up rural financial mutual aid organizations,from the initial members of the mutual financial assistance model gradually developed with the financial institutions to enlarge the model,to provide loans to farmers,Operating.At the same time,in order to guard against risks,the establishment of a risk compensation mechanism and insurance protection mechanism,the county finance to the farmers to give premiums and interest subsidies to support and reduce the burden of farmers loans.Yanchi County,the relevant practices,for the crack "three rural" financing difficulties,financing problems,with strong research value and reference.This paper will be from three aspects of rural capital mutual aid organizations were studied:first,at home and abroad rural mutual fund organizations practice,the development and the enlightenment;second,Yanchi County,Ningxia Hui Autonomous Region rural mutual fund organizations and the basic situation,implementation effect and the development of the bottleneck;third,through a detailed analysis of the effect of Yanchi County of Ningxia rural capital mutual aid organization development of internal and external factors,to summarize the current rural mutual funds and the effectiveness of the organization in the process of development and puts forward policy advice.