The Performance Study Of Local Commercial Banks Based On Analytic Hierarchy Process

Local commercial banks are the important part of our banking system.With the deepening changes of economic transformation,especially under the situation such as the drastic change of economic structure and economic growth pattern,interest rate liberalization is continually accelerating,capital constraint is becoming more strict,on line financial is facing on an new evolution,local commercial banks are facing two challenges:market competing becomes increasingly fierce and the develop transformation themselves.This paper takes the business performance in 2012-2015 of the Bank of Lanzhou,which is the represent of the local commercial bank of Gan Su as the object,firstly,divides the business performance into four categories:profitability,solvency,anti-risk ability and growth ability.Secondly,chooses financial indexes which can show the for factors and uses the analytic hierarchy process to determine the weight coefficient of each index.Finally,get the score of the business performance in 2012-2015,in order to estimate the state of its operation and analysis of the specific reasons,consequently,gives the suggestion aiming at how to enhance its business performance.