Julius Baer Equity Accounts Receivable Risk Management Optimization Research

In recent years,in response to the competition,adopt the way of sell on credit to expand sales,Julius baer shares in the company accounts receivable continues to surge,caused serious negative influence to company's business development.Papers to Julius baer equity accounts receivable risk management as the research object,using the methods of literature research and field investigation.The study found that current Julius baer shares outstanding problems of the accounts receivable risk management include: credit audit does not reach the designated position,unreasonable credit policy,lacking the ability to debt collection and risk coping mechanism is not sound,etc.The main cause of these problems are: the social credit system is not sound,malignant credit industry,customer payment threshold,the external environment factors,as well as risk management consciousness weak,lack of credit management,customer credit investigation is unknown,a single enterprise internal factors such as debt collection methods.Paper with the aid of credit management theory and risk management theory,the design optimization scheme for Julius baer equity accounts receivable risk management: First,to establish customer credit rating system,the credit rating for the customer;Second,we will optimize credit policies and adopt a differentiated credit policy at the cost of business;Third,we should strengthen overdue receivables,make clear the burden of collection,and adopt various methods to collect and collect them;Fourth,we will improve the risk response mechanism for accounts receivable,improve the ratio of the provision of bad debts and choose various ways to transfer the risk of bad debts.To ensure the smooth implementation of the risk management optimization scheme,from the risk management awareness,to set up the credit management department,optimizing the performance appraisal mechanism and promote the competitiveness of the products and other aspects.Paper design of the accounts receivable risk management optimization scheme,for Julius baer companies to strengthen internal control,guard against financial risk,sustainable development has a certain application value.