The Government On The Sustainable Development Of A Serious Illness Insurance Positioning Research

A serious illness insurance system since 2012 nationwide implementation,four years of trial practice has made breakthrough progress,at the same time also marks the commercial health insurance to participate in social medical insurance have made substantial progress.A serious illness insurance system give full play to the market adjustment mechanism,prompted a serious illness insurance more fair and more efficiency play a role of a serious illness.Use of commercial insurance institutions of professional and technical advantages to improve the level of social medical insurance service and service quality has become the development trend of the present social insurance.After preliminary exploration and practice,serious illness insurance has a nationwide promotion,formed a certain business operation industry standard practice.But we must see,in the process of the system in promoting the implementation of some problems still exist,especially in the process of implementing sustainability problems,serious illness insurance has become a problem in many places.Which need to resolve the problem in a dominant position in the government reasonable planning a serious illness insurance policy,as well as a good guide the implementation of a serious illness insurance,given the government how to really inspire a serious illness insurance efficiency.Article through a serious illness insurance four links to the government function orientation has made the detailed introduction.Follow the above four link according to the experience of the first pilot and the present situation of Shanxi Province,and from the micro perspective,the perspective of government as the breakthrough point to study,solve a series of problems faced in the sustainable development of a serious illness insurance.It is also a healthy and stable development of commercial insurance agency orgnaization of a serious illness insurance business is adjusting dynamic research process.Papers from a serious illness insurance through analyzing the properties,according to the commercial health insurance to participate in social medicalinsurance management of the basic theory,attempts to illustrate the feasibility of a serious illness insurance policy,and analyze the domestic medical treatment of a serious illness insurance first pilot cities operating experience,.Yuncheng,jincheng,yuncheng in Shanxi Province of a serious illness insurance,for example,through empirical research,analysis of a serious illness insurance from raising funds,operation to compensation as a result,the whole process sustainability problems,and proposes the corresponding countermeasures according to these problems.