Research On Financing Cooperation Mode And Risk Control Of Commercial Vehicle Financing

Financial leasing is currently in China's development potential is relatively large,especially in the past ten years,financial leasing has made great development,including commercial vehicle finance leasing as a new way of financing to meet the logistics companies and individual customers of the financial needs of its small service Micro-logistics enterprises,to help the development of logistics enterprises is also made a great contribution.The purpose of financial leasing at the beginning of the birth is to promote the sale of products,which also provides a new way for commercial vehicle dealers to sell cars,the importance of financial leasing is to achieve the separation of ownership and use of the product,the current international popular Of the car financing leasing,has become a dealer selling cars,users buy a new car sales model.Based on the above analysis,many domestic commercial vehicle dealers choose to cooperate with finance leasing companies to promote the sale of commercial vehicles.Then the dealer in the financial leasing companies in the process of business cooperation should choose what kind of cooperation model?What risks will be faced when the business is going to be carried out? These are worthy of study.This article first summarizes the contents of the literature,commercial car financing leasing this way to dealers,financial leasing companies and customers to bring a win-win trip,so each side has to participate in commercial vehicle financeleasing motives.The next analysis of commercial vehicle financing leasing mode of cooperation,and ultimately designed for commercial vehicle financing leasing mode of cooperation.And then stand on the perspective of the financial leasing company to study the risk of such cooperation mode,how to control the risk,and finally to YT finance leasing company as an example to analyze the specific financial leasing project commercial vehicle dealers is how to finance leasing The company cooperates to carry out the business,and through the analysis of the actual risk cases in the risk point and the reasons for the risk,summed up in the commercial vehicle finance leasing business,financial leasing companies should be how to strengthen the risk control.The purpose of this paper is to provide a suitable mode of cooperation for commercial vehicle dealers and financial leasing companies to carry out financial leasing business.The finance leasing company may give the dealer a certain amount of credit,in which the commercial vehicle dealer may recommend the eligible customer to the finance leasing company,which provides financing services by the finance leasing company,and during the course of the business The parties should focus on the risks that may arise and improve the risk control measures.