Research On Post-loan Credit Risk Evaluation And Management Of S Bank Micro Enterprise Loans With AHP Method

Since 2015,the domestic economic situation has been declining,the competition of the banking has been strengthening,bad bank assets has been accelerating arise.More and more problems of post-loan credit risk management appear,especially to management of the micro enterprise loans,which make a bad influence to the post-loan credit risk management and banking development.This paper deeply studied the present micro enterprise loans management situation of S Bank,and studied the advanced experiences of other banks.Especially for the situation that S bank lacks of quantitative analysis of risk factors on micro enterprise loans,we made “S bank micro enterprise loans credit risk evaluation system” with AHP,and verified the system with five customer who loaned in S bank.Then,we provided improvement approaches to the management of S bank micro enterprise loans with AHP system.and finally provided some reference suggestions for the healthy development of S banks and some other commercial banks.