Research On Post-loan Risk Management Of Commercial Bank Of Merger And Acquisition

December 2008, the China banking regulatory commission officially published guide of commercial bank merger after loans the risk management, now banking capital have the opportunity to sortie equity investment fields. But, for the merger terms for bank, loan is a new business, its own risk far more than the average loan. Therefore, how to timely recovery of investment, reduce the risk faced by Banks themselves, become M&A loans after primary solve the problem. The risk of M&A loans for the study, after the bank identifying potential risks, enhancing the safety of after loans, raise money the bank's risk management level and the profit level, promoting M&A loan theory and practice in the development of our country.This paper studies merger of post-loans risk management. Therefore, Firstly commercial bank merger situation at home and abroad, M&A loan related concepts and loan risk management theory, risk evaluation theory expounded; Secondly, based on the study on the basis of "guidelines". To M&A loans, integration risk and financial and management risk, is the face of main risk, and analytic hierarchy process (AHP), and fuzzy evaluation method to evaluate each composition factor analysis of various factors, after merger loans; the effect of management Again, use case model to test have been constructed for every risk factors, this paper puts forward the preventive Suggestions.This article will combine AHP-Puzzle Evaluation Method with practice case. In the current M&A loans after credit risk of the study, this paper enriches our research on commercial banks.