Research On The Implementation Of Food Safety Liability Insurance In Chinese Take-away O2O

As the saying goes: "hunger breeds discontentment",we are very concerned about the health of food.With the rise of online food order business,Meituan take-away,baidu take-away,eleme take-away O2 O platforms develop rapidly,and all sorts of food safety problems at the same time also gradually exposed.Food safety accident harm far beyond the imagination of consumers,take-out platforms,food stores and the society.Food safety liability insurance as a means to transfer food production or marketing risk gradually into people's horizons.To promote food safety liability insurance in Chinese take-out O2 O is also imperative.In January 2015,the China insurance regulatory commission jointly the food and drug administration formulated Guidance Of Implement Food Safety Liability Insurance Pilot Work.The business units of network food trading third-party platform as the first pilot focus into the propulsion of food enterprises.Since Chinese take-out O2 O pilot,Meituan take-away,"hungry" take-away with property insurance company launched the take-away food security liability insurance.Because the time was not long,food businesses was inexperienced,safety awareness was not strong,product variety was little,the work was still faced with a series of problems.On the basis of domestic and foreign relevant literature and data,we comb the practice of the United States,EU and Japan and the development of our country's food security liability insurance.These can provide Chinese take-out O2 O experience lessons.Through the chart data analysis,we can explain the present situation and problems of promoting food safety liability insurance in Chinese take-out O2 O and develop targeted suggestions.The paper argues that Chinese take-out O2 O want to carry out food safety liability insurance,should be following four aspects:firstly,perfect the system of food safety liability insurance in our country;secondly,using "the basic insurance+additional insurance" model;then,insurance company scientific design food safety liability insurance products;finally,increase the propaganda.