Research On Financial Risk Management Of GS Bank Under The Background Of Internet Finance

Internet financial on the development of traditional commercial Banks has a huge impact,but also bring more market opportunities,traditional commercial Banks are constantly explore and test the waters of the Internet financial way,to keep up with the pace of The Times,develop a bigger market,to avoid being eliminated by the market.But at the same time,the Internet financial bring more market opportunity on one hand,the Internet contains some risks,such as the risk of rapid replication and all kinds of Internet virus or Trojan,etc.,also makes the Internet under the background of the financial commercial Banks face greater financial risk,commercial Banks how to embrace the Internet financial times at the same time,strengthen financial risk management level,is a major task faced by commercial Banks.Based on GS bank as the research object,this paper puts forward the financial risk management in the context of the Internet financial measures.Firstly in this article the research background,significance,research status at home and abroad,carding and evaluation,put forward in this paper,the research ideas and methods,and the related theory has carried on the induction and summary,provide theoretical guidance for the research of this article.This article through to GS bank financial risk under the background of Internet financial management status are analyzed,and the bank of GS in the Internet are studied,the basic situation of the financial situation and put forward the GS bank under the background of the Internet financial problems of financial risk management,including financial risk monitoring means not perfect,inadequate protection of the financial risk of organization,financial risk management operation and the method is relatively backward,etc.At the same time,in this paper,the outstanding commercial Banks risk management experience at home and abroad are summarized and evaluated,including the United States new security first network bank,Singapore DBS bank,China merchants bank Internet banking experience and lessons,and provide reference for the GS bank financial risk management.On this basis,this paper put forward under the background of the Internet financial GS bank financial risk management countermeasures and Suggestions,including GS Banks should strengthen the financial indicators and monitoring and management,perfect the financial risk of the organization and management,perfecting the information system construction,and the GS bank market of real estate business in anhui province as an example,based on GS bank to big data perfect industry information monitoring system,strengthen trade between the data and information sharing,based on the information increase the fine management of regional markets.