Survey And Analysis On Financial Demand Of Fengning County In Hebei Province

Agriculture is the basic of the development of national economy,agriculture is a big issue related to the people's livelihood,so our country has always pay great attention to the development of agriculture.Financial development as a resource allocation plays a vital role in the development of agriculture.In a sense,the success of agricultural development depends on financial support.At present,China is in the slow transition of traditional agriculture to modern agriculture.The main body of agriculture show diversified financial needs.However,due to the lack of sound financial system in the process of supporting agriculture,the credit system is complicated and the agricultural credit products Single,the lack of financial services availability and many other problems,the demand of the body of agriculture has not been effectively satisfied,and this has become a hindrance to the agricultural development of China.Based on this,this paper starts from the financial demand situation of agriculture in Fengning County,and finds that the financing of small and medium-sized agricultural enterprises is difficult in the agricultural development of Fengning County,the large capital requirement of farmer cooperatives is not satisfied and the farmers face formal credit constraints.In view of these problems,this paper analyzes from the theoretical level and the realistic level.It is found that the information asymmetry problem in the rural financial market is the root cause of the financing of the agricultural finance subject,and the weakness of agriculture,Of the high risk and the lack of supporting measures of county financial institutions,commercial financial institutions,the network also contributed to the financing of the main agricultural financing problems.So alleviate the information asymmetry in rural financial markets as the key to solve the financing problems of agricultural management.Therefore,this paper puts forward the construction of rural credit system,the expansion of collateral,the guarantee of financing guarantee institutions,the development of agricultural insurance to solve the problem of information asymmetry in rural financial and financial markets,and further proposed the development of new rural financial institutions to increase from the source Policy Suggestions on rural financial market supply.