The Study On Credit Risk Management Of C Branch Of China Construction Bank

China Construction Bank C branch Construction Bank in 2012 reform loan risk management system,improve the requirements of supervision and prevention of loan risk and management function,establish "vertical management of credit risk classification method,supplemented by",strengthen the unified management of loan risk management;in credit risk management,the introduction of computer aided system,carry out comprehensive management of loan risk the increase in loan risk management work efficiency and management,timely detection of loan risk management problems and puts forward some measures to prevent risks.China Construction Bank C branch Construction Bank as a municipal agency HB bank,loan risk management planning in HB province of the bank,to carry out new loans The risk management innovation and has achieved certain results,but still exist in the actual management,the risk management system is not the risk management problem of formaldehyde,it is difficult to fully reflect the actual situation of the credit risk of China Construction Bank C branch Construction Bank and so on.So the China Construction Bank C branch Construction Bank in the loan risk management,should further improve the risk management system,methods and safeguard measures,promote the implementation of the strategic goal of bank risk management.Under this background,the status quo of credit risk management of China Construction Bank C branch Construction Bank,to research the problems and puts forward some measures to resolve the credit risk management system to guide the development of China Construction Bank C branch Construction Bank.This paper focuses on the existence of China Construction Bank C branch Construction Bank credit risk management problems and the cause of the problem,the credit risk management and the China Construction Bank C branch Construction Bank for small and medium enterprises as a case,the actual operation of clear credit risk risk management,according to the analysis of management and the specific case of its credit duct,put forward the credit risk management of China Construction Bank C branch Construction Bank work process and methods to improve the credit risk management quality and management efficiency,improve the China Construction Bank C branch Construction Bank credit risk control ability,improve the comprehensive competitiveness of banks.This paper mainly includes the following several departments of the content,the first chapter,introduction,introduces the background of the research topic And the significance,proposes the research ideas and methods;the second chapter is the summary of concept and theory,mainly introduces the basic theories and the definition of credit risk management;the third chapter is the analysis of the present situation of credit risk management in CCB branch,this paper introduced briefly the China Construction Bank C branch Construction Bank and the modern credit risk status,risk audit of SME loans in the case analysis of the credit risk management of specific operation process and the existing problems.The fourth chapter is China Construction Bank C branch Construction Bank credit risk management problems and analysis,find the cause of the problems;the fifth chapter is the suggestions to improve the implementation of China Construction Bank C branch Construction Bank credit risk management,including credit The steps and procedures of risk management,the principle of transformation and utilization of management achievements and the technical means of implementation;the sixth chapter is the conclusion and Outlook...