Analysis Of The Influence Of Financial Leasing On The Performance Of Listed Banks

Financial leasing is an important part of the modern leasing.Financial leasing in abundant financing,disperse the financial risk,service entity economy plays an important role.Financial leasing roses in early 1980 s in China.Although starting late,having varied experience,financial leasing business carried by commercial banks has a rapid growth in2007.On March,2007,“Administrative Measures to Financial leasing Company”,which revised by CBRC,came into effect.It allows qualified commercial banks and other financial agencies to establish or equity-participate in financial leasing company.On September,2016,there are 55 Financial leasing companies in China,and business amounted to 1907 billion,which accounting for 38.5% of the total financing leasing business.Financial leasing company in China's banking sector play an important role in improving the operating efficiency of commercial banks,promoting the transformation of commercial bank strategy and improving China's financial market system.Starting from the history and current situation of financial leasing,this paper introduces the strategic synergies of commercial banks and financial leasing company in bank holding mode in the field of capital,talent and technology,business collaboration,risk management,income distribution and servicing the real economy.And both relationship is close,promote each other.Then taking the 10 listed banks and 10 financial leasing companies as the research object,making use of large amounts of data,index hierarchical analysis the influence of financial leasing on listed banks in the field of business operations,asset size,profitability,asset security and servicing the real economy to come to a decision that listed banks to carry out financial leasing business is an important part of the comprehensive reform of listed banks and it is also represent the general trend.Finally,based on the analysis results,combined with the actual situation of China,this paper points out the problems existing in the development of financial leasing companies in China's banking sector,such as imbalance development,capital replenishment mechanism is not perfect,the development path is narrow,the regulatory system is not reasonable,lacking of professional management experience and professional talents.Then according to the existing problems,this paper puts forward some countermeasures of the development of the financial leasing ofthe listed banks,such as preferential structure,supplementary capital,broaden the path,strengthen supervision and pay attention to talents and so on.