The Research On The Improvement Of BD Bank Risk Management

It plays an important part in many aspects,such as studying and solving the practical problems of language application,guiding our lives of language correctly,meeting social,cultural and educational,technologic demands and so on.It is intended to make the study more systematic,standardized and effective and thereby to promote the sustainable development of this discipline.This thesis,by reviewing Basel Agreement,risk management methods and comprehensive risk management theory,tries to seek theoretical foundation and research methods for risk management research of Bank of Baoding.It analyses risk management of Bank of Baoding from the aspects of risk system status,risk management process execution and feedback.It is discovered that imperfect risk management system and process,deterioration of risk indicators and poor data quality have arisen,which are resulted from backward consciousness of risk management,unreasonable ownership structure,heavy historical burden,low profit,backward reward mechanism,lack of talents,and so on.Recommendations are that comprehensive risk management concept be established,ownership structure be optimized,comprehensive risk management system be constructed,risk management process execution and feedback be improved,organization construction be strengthened and quality of personnel be enhanced.