A Study On The Financial Service Of The Banking Industry Of Langfang In The Synergetic Development Of Beijing,Tianjin And Hebei

Finance is the core the modern economy.The apparent imbalance of the regional financial development of Beijing,Tianjin and Hebei is accelerating the diversity and impeding the synergetic development of the three regions.This thesis focuses on how to break the administrative barrier and optimize the financial resource allocation so to enhance the efficiency and boost the regional development.The thesis,based on the theories of economic management with real practice,applies the Theil index and location quotient(LQ)to measure and calculate the gap of the financial scales and imbalance of the agglomeration of the financial industry in Beijing,Tianjin and Hebei.It starts with the banking industry of Langfang and analyses the problems of the financial service of banking industry in five aspects: the slow process of financial integration,the imperfect mechanism of policy supporting,the inadequate serviceability of Langfang banking service,the over-centralized credit resource in real estate,the pressure from decreasing the capacity.The thesis,in the aspects of synergetic development of government,financial supervisor and banking industry,and the structural reform on supply side,proposes measures for overall financial development,aiming at providing with some useful reference for a healthier regional economic development.