Research On The Optimization Of Comprehensive Budget Management Of M Commercial Bank

As a new type of financial management system,comprehensive budget management has a positive role in improving the level of business management and risk control.As the micro subject of market competition,commercial banks are facing great pressure of competition in the process of financial deepening and market opening.Gradually introduce and optimize the overall budget management and implementation of the fine management of commercial banks to improve the core competitiveness is of great significance: through the implementation of comprehensive budget management to perfect the commercial banks to gradually improve the management level,and enhance the core competitiveness of commercial banks.Based on the method of comprehensive budget management in modern enterprises at home and abroad,learn from the experience of foreign advanced enterprise comprehensive budget management,comprehensive use of literature survey method,comparative analysis method and case study method,survey method,analysis of the existing M commercial banks in the overall budget preparation,execution and control,evaluation and incentive system problems,and then put forward M commercial bank specific and feasible comprehensive budget management optimization scheme.This study aims to give full play to implement the financial management department of M commercial bank core role in internal control management,improve the internal control management of M commercial bank,improve the market competitiveness of the commercial banks M.