The Empirical Analysis Of The Influence Factors Of Chinese Property Insurance Demand

The current development of China’s economic structure,the power,the market mechanism,and facing the international environment,profound changes have taken place in the macro economy into a new stage of development.In front of the new normal for China’s economic development,the CPC central committee and the state council,at the same time,continue to deepen reform,and better to delegate to promote implementation of the "area" development strategy,new urbanization and a series of innovation.The implementation of these strategies,which is beneficial to promote the transformation and upgrading of economic structure in China,is conducive to the adjustment of industrial structure transformation in China,and also for the insurance industry to further broaden the service areas,raises the service level,depth to participate in social management has provided a broad space for development.Property insurance plays an important role in securing social stability,improving social welfare and promoting regional economic development.With the open of the property insurance market in China,how to grasp the characteristics of property insurance demand in China,to develop competitive products to win the market,improve the level of the property insurance demand in China,for each insurance company is a very urgent problem.In addition,for the government regulators,how best to stimulate the property insurance needs,safeguard the stable and healthy development of property insurance market,is also a problem worthy of studying.In this paper,the research based on property insurance demand theory,through the analysis of the property insurance market in China’s specific conditions,from the perspective of qualitative,find the influence factors of the influence of the relevant property insurance in our country.In addition,insurance products and property of property,insurance demand theory,using multiple linear regression model to study the property insurance demand,find out the influence of various factors on the property insurance demand mode and the size of the influence degree.Then,in this paper,the supply of the property insurance market in China is analyzed and evaluated.Finally,in the front,on the basis of the empirical analysis conclusion,put forward for property insurance suggestions about product development and internal management,the insurance regulator regulatory policy suggestions are put forward.