Research On Risk Management Countermeasures Of Z Bank Commercial Bills Business

Nowadays,due to the continuous development of commercial bill business in banks and financial institutions,there are some bills fraud,China's economy is in a deep change,Z bank and other banks are on the bill of exchange transaction background the authenticity of the review is not strict,the bill review process is not enforced,bill information is not standardized,there is no real trade background notes that phenomenon.These phenomena not only makes the bill market order disorder,but also reflects the operational risk of commercial bank bill business Z is the continuous accumulation,especially in the financing of commercial paper,which has high risk.In order to better promote the Z bank commercial draft business in a steady direction,we should strictly control the risk.This paper based on the theory of operational risk,the operational risk of commercial bank's bill business Z as the research object,on the banks of the Z business of commercial bills,discount business,bill acceptance business pledge risk business involves the detailed research,explore the causes of the internal mechanism of the risk.Finally,according to the actual situation of Z bank opening business,the paper puts forward corresponding measures to ensure the stable development of Z commercial bank draft business,and play a role for the development of China's economy.