Research On The Risk And Prevention Of Bank Acceptance Bills Business

In recent years,with China's bank acceptance business development,the risk in the process of its development is also highlighted,in this case it is necessary to study and put forward prevention measures of bank acceptance of our risk of bank acceptance.The exhibition provides sufficient basis for the construction and development of the bill market.Its development and perfection play a more and more important role in the development of our money market.In recent years,with the continuous development of China's bank acceptance business,the risk in its development process has also been highlighted.The risk form of acceptance business is most representative,such as credit risk,fraud risk,operational risk and management risk.At this stage,the risks of moral,fraud,operation,credit and other aspects in the bank's acceptance bill have brought great challenges to commercial banks.Bill business during its development only through this medium notes,commercial banks in the lack of specific management and control,which have led to the development of the operation of bank acceptance business took a huge risk,some criminals even as the main ways of financial fraud.The relevant departments of the state and banks themselves need to control risks from two aspects,internal and external,so as to ensure the sustained and healthy development of bank acceptance business.In recent years,with the continuous enlargement of the scale of bank acceptance,the inherent risk of acceptance business has been gradually revealed.It has become one of the high-risk areas of banking business.In the risk of bank acceptance business,credit risk,fraudulent risk,operational risk and management risk are the most representative risks,which will bring great potential risks and losses to the healthy development of banking business.Analysis on the business of bank acceptance,internal risk and external risk have diversified reasons,and the quality is not high,the current banking banking market regulation to related laws and regulations are not perfect,are closely linked,to develop targeted measures.In order to better accomplish the research target,this paper first introduces the related concept of bank acceptance business start,introduce the status and role of China's bank acceptances,and then elaborates on the risk of bank acceptance from the four aspects of policy risk,operational risk,credit risk,management risk and legal risk,respectively analyses the case,and put forward the measures of bank acceptance bills business risk prevention,in order to promote the healthy and stable development of the bill market.Finally,in order to prevent the acceptance of business risk,put forward prevention and control strategies of development,from the sales channel draft legal policy and improvement of market supervision,personnel occupation moral quality and strengthen internal management and other aspects,in order to promote the healthy development of bill business.