Research On Risk Control Based On Risk Control

In recent years,the rapid development of economy and science and technology to promote China's automobile industry by leaps and bounds,to further expand the development space of China's property insurance market.At the same time not auto insurance reform is gradually advancing,put forward a challenge to the construction of insurance management and insurance system of internal control.Learned through practice survey in China in recent years on the construction of insurance claims the control system has achieved initial results,but there are still many problems in the practical application.It cannot be adapted to the market economy development.In order to effectively improve the insurance company on the status of auto insurance claims management,strengthen risk control,it is very necessary to improve the effective control measures.This paper takes the Ping An Zaozhuang company as the research The example of the auto insurance claims to analyze the status quo,and conduct research on its existing problems.The motor vehicle insurance is the main product of Ping An Zaozhuang company,auto insurance and auto insurance claims processing directly determines the development of the company.In order to ensure the sustainable development of business,should strengthen the auto insurance claims case risk identification machine and form scientific insurance claims the control system.Therefore,this paper takes Ping An Zaozhuang insurance company as an example,the perspective of risk control system research of auto insurance claims based on the control.In this paper,through the investigation method and literature research method,the research on Ping An Zaozhuang insurance company auto insurance claims control.This paper mainly consists of four parts:first,based on the risk control of auto insurance claims management based on the analysis of the research background,purpose and direction of this study,the summary of the domestic and foreign related research summary analysis by using the literature research method,to provide a reference for this research,this paper studies the formation framework on the basis;secondly,effective risk control and management of auto insurance claims,insurance claims on related theories are discussed,including the overview of motor vehicle insurance and related procedures,claims,and The motor vehicle insurance claim risk analysis;thirdly,to the Ping An Zaozhuang insurance company as a case study,combined with the status quo of Ping An Zaozhuang insurance company auto insurance claims risk management and insurance management problems,including the aspects of personnel,underwriting,claims processing and other issues,to reflect on the effectiveness and feasibility analysis of claims this study sample,improve reliability;finally,discusses the construction claim management system,mainly from the strengthening of independent investigation team construction,form a standardized insurance service,construction of outstanding auto insurance claims management system,to achieve different types of auto insurance claims management mechanism to establish four party The surface is analyzed.This paper aims to demonstrate the theory and practice,provide a reference for Ping An Zaozhuang insurance company auto insurance claims management,strengthen insurance management efficiency,improve the overall rate of payment,to ensure a comprehensive and stable development of Ping An Zaozhuang insurance company.