Research On Risk Management Of Medical Leasing In S Leasing Company

Financial leasing as an innovative financial services business,rising with the rapid development of financial business.Since the financial leasing business was introduced into China,it has played an important role in the introduction of advanced technology and equipment in all walks of life in China.For example,now people put forward higher and higher 'requirements for medical conditions,the demand of hospital medical equipment is growing rapidly.But at the same time,medical institutions are facing the dilemma of insufficient funds,financial leasing as a new way of financing,which can alleviate the shortage of funds in medical institutions effectively,and also can provide strong financial support for medical equipment renewal.Financial leasing,as a result of mutual penetration and integration of the bank capital and industrial and commercial capital,and it is a new financing business combined by Physical credit and bank credit in the modem large-scale production conditions.So it contains both financial and industrial characteristics,and this business characteristic decides that the risk of finance leasing project is distributed throughout the whole process of project implementation.Due to its own specificity of medical equipment,its risk control is different from the other equipment rental,such as the project risk control point and the dispose of the equipment.So to find out the risk control measures for financial equipment leasing is particularly important to control the risk of the financial leasing project in the implementation of medical equipment.This paper is based on the perspective of the leasing company,the following aspects are discussed on the risk control of financial equipment leasing project.First,the project risk management and medical equipment financing leasing and other related theories were more comprehensive review,aiming at establishing a theoretical analysis framework for the research of this paper.Second,this paper analyzes the present situation and the particularity of financial leasing of medical equipment in China,pointing out the risks and causes.Third,based on the analysis of medical equipment leasing project flow,combine the risk categories involved in the project implementation process,construction of medical equipment financial leasing project risk management theory framework and propose measures to solve the problem.Finally,applying the proposed risk management theory framework to the actual project,and drawing conclusions and make recommendations for the industry.