Study By International Trade Financing Business Developing Strategy Of Commercial Banks In China

In recent years,the internationalization of china's economy has gradually increased,and China's international trade has developed rapidly.However,with the development of foreign trade,foreign banks are flooding into China,making China's financial market competition more intensified.And traditional ways of financing can no longer accommodate with the development of economy and trade due to the increase of trade balance,changes of trade pattern and the restructure of imports and exports.A new way is really needed.China's commercial banks have made great progress in the field of international trade financing in recent years,but in general,China's international trade financing business is still in its infancy and needs to be further standardized and improved.As one of the earliest established commercial banks in China,Bank of Nanjing has made some experience in the exploration and development of new international trade financing business,which can be used as a reference for the development of international trade financing business in China's commercial banks.This thesis takes Bank of Nanjing as an example,researches on the development strategy of international trade financing in China's commercial banks.By analyzing the development of Bank of Nanjing of international trade financing business,points out the problems existing in the development of Bank of Nanjing of trade finance,such as low degree of internationalization,lack of innovation in the product business,lack of a good inner management system and lack of excellent composite financing personnel.On the basis of drawing on the experience of international trade finance business in other banks,researching the corresponding solutions.And clearing in the domestic and international market increasingly changing background,commercial banks are facing the severe situation of business transformation.China's commercial banks should fully grasp the opportunity,increase the development of trade finance innovation,maximize access to intermediate business income and financing benefits,in order to enhance the overall strength and maximize their value.