Research On Internet Financial Financing Model Of Small And Medium Enterprises

In China,small and medium-sized enterprises is an important part of the national economy,plays an important role in stimulating economic growth,adjusting the industrial structure,expanding employment,promoting scientific and technological progress,maintaining social stability etc..However,the difficulty of financing is a common problem in the process of the development of Small and Medium Enterprises,which seriously affects the sustained and healthy development of Small and Medium Enterprises.For most small and medium-sized enterprises,once the capital chain broken,enterprises will suffer a devastating blow.How to solve the financing difficulties of Small and Medium Enterprises will also become particularly important.With the arrival of the big data era,the rapid development of the Internet economy,the Internet banking came into being,becoming different from indirect finance and direct financial third financial models,that is,the Internet financial model".Internet banking has become a useful complement to the financial system because of its low cost,high efficiency and sunshine.The development of Internet banking will help solve the financing difficulties of small and medium-sized enterprises,promote economic development and improve financial universality.This paper takes DX company as an example,through the analysis of the present situation of the DX company and the existing financing mode,financing mode and through Internet Banking(P2P,all the chips)application,to explore with internet financial model in solving the financing difficulties of small and medium-sized enterprises in the advantages and the disadvantages,and the the problem is analyzed,the suggestions and opinions,especially for small and medium-sized enterprises use the Internet trading company financing plays a certain theoretical and practical guidelines.