Analysis On Financing Mode Of Yunfeng Real Estate Projects

Withthe rapid growth ofChina's small and medium enterprises tobe an important force of the market which to promote national economic development and promote the prosperity of the market in our country.Enterprise development can not be separated from the loan support,due to China's financial system is not perfect,the relevant laws and regulations are not perfectas well,small and medium enterprises themselves exsit many problems,making the financing of SMEs become increasingly difficult.In order to curb rising prices too fast,the state has repeatedly introduced the regulation of the real estate industry related policies.Analysis of small and medium real estate enterprises the main financing model.Combined with the characteristics of small and medium-sized housing enterprises,focusing on the financing of small and medium-sized housing prices and the financing process of the problems faced.The paper focuses on the current situation and problems of the financing of small and medium-sized real estate projects,and analyzes the current situation and problems of real estate project financing in Guangyuan City,and the supply and demand of real estate market in Guangyuan City.Under the premise of the project's own construction scale,capital requirements,construction period,financing costs and other constraints,the various financing models for a detailed discussion and research,and to seek suitable for the project financing model.This paper uses the deductive method and the case study method to analyze the Yunfeng project in Baofeng Town of Guangyuan City as an object of study,how to use the financing mode to solve the shortage of funds in the small and medium-sized housing project.In terms of the Yunfeng project,under the constraints of the construction scale,capital demand,construction period and financing cost of the project itself,the author analyzes and compares the financing modes and chooses the reasonable financing mode.Combined with the characteristics of its own Yunfeng project,a detailed analysis of the use of mortgage loans,secured loans,real estate development and financing mode,there are still funding gap.In the traditional financing model can not completely solve the project shortage of funds under the premise of the introduction of p2 p model.This paper analyzes how to use the p2 p model to supplement the project funding gap from the aspects of financing cost,financing time and arrival.Reasonable arrangements for project funds,can effectively reduce project costs,improve project efficiency.